Minimum auto-enrolment contributions will rise to 8%

Giving more savers a chance of a decent retirement.

Auto-enrolment has led to almost 10 million more people saving in pensions

On 6th April 2019, minimum auto-enrolment contributions will rise to 8% of earnings. This will typically be made up of 3% from employers and 5% from employees. Current minimum contributions are 5% (2% from employers and 3% from employees).

Auto-enrolment has been incredibly successful since it launched in 2012, introducing almost 10 million more people to pension saving.

We’ve written a one-page guide to auto-enrolment for media use.

So far, employers and employees have taken auto-enrolment in their stride with almost 10 million more people now saving into a pension.

But contributions have to rise to give more savers a chance of a decent retirement. Contributions started at 2% of earnings which was a good way of easing people into the idea of retirement saving, but that was never going to be enough to provide most people with a comfortable retirement.

The increase to 8% that is coming in April is another step in the right direction. And it’s a smart time to introduce the increase as it will coincide with increases in minimum wage, income tax allowances and a common time for pay rises.

I hope this will minimise the number of people who consider opting out and help continue the great efforts that have been made over the past six years.

Alistair McQueen, Head of Savings and Retirement at Aviva

Media enquiries

Ben Moss
0117 928 5843

Notes to editors:


  • Aviva provides life insurance, general insurance, health insurance and asset management to 33 million customers.
  • In the UK we are the leading insurer serving one in every four households and have strong businesses in selected markets in Europe, Asia and Canada. Our shares are listed on the London Stock Exchange and we are a member of the FTSE100 index.  
  • Aviva’s asset management business, Aviva Investors, provides asset management services to both Aviva and external clients, and manages over £346 billion in assets (as at 30 June 2019). Total group assets under management at Aviva group are £501 billion (as at 30 June 2019).
  • Aviva helps people save for the future and manage the risks of everyday life; in 2018 we paid £32.9 billion in claims and benefits on behalf of our 33 million customers.
  • By serving our customers well, we are building a business which is strong and sustainable, which our people are proud to work for, and which makes a positive contribution to society.
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