Experts at Aviva Vida y Pensiones consider that, although it is worth saving at any time in life, it is advisable to begin as early as possible in order to save more with less effort.
- Aviva Vida y Pensiones experts advise starting to save as early as possible and finding out about tax breaks to maximise the profitability of savings
- Aviva Vida y Pensiones is launching an information and promotion campaign about pension plans that will run until the end of the year
Experts at Aviva Vida y Pensiones consider that, although it is worth saving at any time in life, it is advisable to begin as early as possible in order to save more with less effort. They also advise seeking information about issues such as taxation, to maximise the profitability of savings. According to Amador Moreno, CEO of Aviva Vida y Pensiones: “any time is a good time to think about long-term saving, but the last few months of the year are the last opportunity to take advantage of the tax benefits offered by pension plans.”
To inform people about these and other matters related to pension plans, Aviva Vida y Pensiones has launched an information and promotion campaign that includes actions via social networks such as Facebook and Twitter. Moreno believes that: “these days, these types of platforms are essential to prompt certain groups, such as young people, to start thinking about their future and find out about the benefits that a pension plan might be able to offer them. We’ve made a real effort to explain, in simple terms, issues such as tax breaks, which is one of the key elements that should be taken into account when setting up a savings plan.”
Five tips for saving and securing your financial future and purchasing power:
- Supplement your state pension. Saving is the best way of making provision for retirement. Pension plans are private instruments that provide additional benefits to the state pension to cover difficult economic circumstances that can affect pensioners, widows/widowers, orphans or those incapacitated for work.
- Start saving as early as possible. If you start saving while you are young, even in small quantities, you will be able to save more with less effort.
- Spread your contributions over time. It is easier to spread contributions throughout the year and helps us establish a commitment to our future.
- Plan your taxation. The amounts paid into a pension plan are deducted from your earnings when it comes to calculating income tax. Therefore, every euro paid into the plan equates directly to a smaller tax bill.
- Seek professional guidance. Every person and family has a unique profile and needs. The key to a good retirement is to apply the best solution for each case. Get advice from experienced experts.
For more information visit the Aviva Vida y Pensiones Pensions Campaign page.
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For more information:
José Herrero
Telephone: +34 915 640 496 - +34 670 858 248
E-mail: jherrero@ulled.com
Laura Villuendas
Telephone: +34 912 971 817
E-mail: laura.villuendas@aviva.es
Notes to editors:
Aviva is one of the leading European insurance groups in the life insurance and pensions market.
In Spain, Aviva is a key player in the life insurance and pensions industry. It markets its products through professional brokers (Aviva Vida y Pensiones) and strategic alliances with leading Spanish savings banks (Bancaja, Caixa Galicia, Unicaja, Caja España, CajaGranada and Cajamurcia).