This autumn, Aviva, a major player in life insurance and long-term savings, has a range of offers adapted to savers’ needs, depending on their investor profiles and investment horizons.
This autumn, Aviva, a major player in life insurance and long-term savings, has a range of offers adapted to savers’ needs, depending on their investor profiles and investment horizons. These offers particularly respond to the challenges facing individuals who want to invest prudently despite the erratic fluctuations in the financial markets.
Aviva Lisséo Duo Septembre 2010
With Aviva Lisséo Duo Septembre 2010, savers can split their capital between two funds with a single rate of 4.29%*, for a minimum investment of €15,000.
Up to 70% of the capital can be invested in Aviva Euro Septembre 2010, at the guaranteed rate of 4.29%, being transferred to the Aviva Profil Garanti euro fund upon maturity.
At least 30% of the capital is invested in Aviva Lisséo Septembre 2010 at the same guaranteed rate of 4.29%, with automatic monthly transfers to the unit-linked products of Aviva Investors (excluding Aviva Court Terme) and Aviva Selection, from no later than the month following the investment.
The Aviva Lisséo offers make it possible to gradually switch to unit-linked products, staggering the investment and therefore limiting the risks. This investment also offers flexibility in the choice of funds, since the client can change the products to which the monthly transfers are made at any time, from the range of products eligible for the scheme.
* Before social security and tax deductions. Net annual rate applicable to the sums invested in the offer product, pro rata to the lifetime of the investment, up to 3 September 2010.
Aviva Septembre 2010
Aviva Septembre 2010 offers savers a single net annual rate of 4.20%*, for a minimum investment of €12,000 and a maximum investment of €200,000.
All the capital is placed in the Aviva Septembre 2010 fund, which guarantees a net annual return of 4.20%* until 3 September 2010, at which time the savings invested in Aviva Septembre 2010 will be automatically switched to Aviva Court Terme, free of charge.
At the end of this period of guaranteed income, savers can switch to the fund of their choice, at no cost.
Aviva Septembre 2010 is proving to be a particularly attractive offer since the lowering of the Livret A savings account rate to 1.25% on 1 August.
* Before social security and tax deductions. Rate applicable to sums invested between 2 September and 22 December 2009 in the Aviva Septembre 2010 fund, unless the insurer closes the offer early. The Aviva Septembre 2010 fund allows your money to grow at a net annual rate equivalent to 4.20%, pro rata to the lifetime of the investment in this fund, up to 3 September 2010.
Aviva Rebond
Available until 31 December 2009, Aviva Rebond is a fund made up of shares and bonds from private issuers, primarily from the euro area, that have been significantly undervalued in relation to their historical average valuations. The fund selects investment opportunities from among undervalued stocks, based on an analysis of companies’ fundamentals in line with Aviva’s management philosophy. The fund counts on a return at the average of the financial market valuations.
The aim of Aviva Rebond is to profit from attractive valuations of certain assets.
Pack Fidélité
The Pack Fidélité offer runs until 22 December 2009.
- Aviva Regular Savings Offer: to mark the launch of a new scheduled payment plan, a gift of €80 is being offered on the first payment. This offer can be combined with an unscheduled payment for the rate offers.
- Fidélité 2009: policies of more than four years that are underachieving benefit from a 30% reduction in the charge for unscheduled payments.
- Free switching to unit-linked products: current market levels can be an investment opportunity for clients with a sufficiently long savings horizon, depending on their investor profile.
-ends-
Press contacts:
Karim Mokrane (Aviva)
Telephone: +33 (0)1 7662 7685
E-mail: karim_mokrane@aviva.fr
Philippe Tréguer (HDL Communication)
Telephone: +33 (0)1 5865 0073
E-mail: ptreguer@hdlcom.com
Notes to editors:
About Aviva
Aviva is the world’s fifth-largest insurance group*, with 50 million customers throughout Europe, North America and the Asia Pacific region. Aviva’s principal business activities are: life insurance and long-term savings, fund management and general insurance. At 31 December 2008, Aviva had total turnover of €64.3 billion, with €393 billion of assets under management. Aviva is the largest insurer in the UK and one of the leading providers of life insurance and pension products in Europe. A selection of images and all the press releases from the Aviva Group are available in the press area www.aviva.com/media. Videos can also be downloaded from the site www.thenewsmarket.com/aviva.
With more than 180 years’ experience in France, Aviva is among the top ten players in the insurance market. Aviva France operates a balanced multi-distribution model based on a comprehensive range of products, mainly intended for individuals and SMEs. Some 900 general agents, 1,800 branch staff, 400 life insurance advisers, almost 900 wealth management advisers (Union Financière de France) and more than 1,000 active partner brokers are at the service of three million clients every day. Aviva has developed unique expertise in building effective partnerships for the benefit of its clients, particularly with AFER, the largest savings association in France, and the Crédit du Nord, Société Générale, Ford and Médéric groups. Specialising in unit-linked products, Aviva is recognised for the excellent performance of its long-term funds, the quality and innovation of its products, and solid commitment to its customers through its Good Advice approach.
Aviva France is a socially responsible company and has developed initiatives that include reducing and neutralising its CO2 emissions, supporting more than 250 projects to help children and the elderly through the Aviva Foundation, and implementing an acclaimed diversity policy.
The Aviva Group directly employs more than 4,700 staff in France.
At 31 December 2008, Aviva France reported consolidated sales of €6.0 billion and an IFRS-based net profit of €130 million. The company had €69.6 billion of assets under management at 31 December 2008.
*Based on gross worldwide premiums at 31 December 2008.