The year 2009 dawned against a backdrop of uncertain markets and a prolonged, deep economic crisis.
The year 2009 dawned against a backdrop of uncertain markets and a prolonged, deep economic crisis. As part of its Good Advice approach, Aviva has designed a product which allows careful and vigilant savers to get through this period with their peace of mind intact, by taking advantage of an exceptional guaranteed rate of 5%1 until 15 January 2010 - a considerably higher rate than the Livret A tax-free savings account, which will fall to 2.5% from 1 February.
- The security and profitability of the money invested
With Aviva Janvier 2010, the saver's capital is guaranteed until 15 January 2010. The minimum investment threshold is €10,000. The upper limit is €200,000, whilst the Livret A is limited to €15,000.
All of the money invested in Aviva Janvier 2010 will enjoy a particularly attractive yield of 5%1 net guaranteed until 15 January 2010. - The option to redirect all of your capital free of charge at the end of the period
On 15 January 2010, the money you invest will automatically be transferred to the short-term monetary fund Aviva Court Terme. The saver will then have access to an entire range of products, from completely secure ones such as the Euro fund, or units of account 2 which allow the saver to opt for performance over the longer term.
Given an ongoing financial crisis and an economic crisis which is starting to take hold, Aviva is strongly of the opinion that the year 2009 will require it more than ever to stay close to its savers and guide them and work with them carefully to analyse the impact of developments in the markets on their own personal situations. Regular contact with their Aviva adviser is the clients' best guarantee that their investment strategy corresponds to their objectives and their investment horizon.
True to its Good Advice approach, Aviva's Janvier 2010 product demonstrates its commitment to put a close relationship with the saver at the heart of its strategy.
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1 Before deductions and tax. Rate applicable to investments made between 14 January and 27 March 2009 into the Aviva Horizon Janvier 2010 product, unless the insurer closes the offer early. Aviva Horizon Janvier 2010 allows your money to grow at a net annual rate equivalent to 5% pro-rata for the lifetime of the investment in this product and up to 15 January 2010.
2 Transfer free of charge only if it is made into Aviva Selection or an OPCVM managed by Aviva Investors France.
Press contacts
Aviva Vie
David Chenu
Telephone: 01 76 62 67 92
E-mail: david_chenu@aviva.fr
HDL Communication
Valérie Dudoit
Telephone: 01 58 65 20 16
E-mail: vdudoit@hdlcom.com
Notes to editors:
About Aviva
Aviva is Europe's leading provider of life assurance and pensions savings with strong positions on other markets around the world. Based on gross premiums at 31 December 2007, Aviva was the world's fifth-largest insurance group. Aviva's three principal businesses are life assurance and long-term savings, asset management and non-life insurance, with a total turnover of €56.7 billion in 2007 and €455 billion in assets under management at 30 June 2008.
With more than 150 years' experience in France, Aviva is one of the top 10 players in the insurance market. Aviva France stands out from the crowd with its solid, balanced and profitable multi-distribution model: 875 general agents, 1800 branch staff, 400 life advisers and 1000+ brokers. Aviva France also has major partners such as AFER, the largest savings association in France, the Crédit du Nord group, l'Union Financière de France and Médéric. Specialising in unit-linked products, Aviva is recognised for the excellent performance of its long-term funds and solid commitment to its customers through its "Good Advice" approach. Aviva employs more than 3300 staff in France. At 31 December 2007, Aviva France recorded consolidated sales of €6.5 billion and an IFRS net profit of €338 million and managed assets worth €71.4 billion at 30 June 2008.