How to protect yourself against the effects of surges in electrical current and more. The home insurance offers from Commercial Union, Locum Apartament (if the agreement is signed for three years) and Locum Rezydencja.
How to protect yourself against the effects of surges in electrical current and more. The home insurance offers from Commercial Union, Locum Apartament (if the agreement is signed for three years) and Locum Rezydencja, have particular plus points: they guarantee compensation in the event of damage to electrical appliances as a result of a surge in the electrical network.
The golden rule of insurance
Insurance is a system of social solidarity. It is based on the principle of a large group of people jointly bearing the risk of unfortunate and tragic events. Thanks to this it is possible to give fast and effective help to the relatively small group of people who suffer misfortunes. One of the tasks of Commercial Union, as the organiser of this system of solidarity, is to bring to society's attention the benefits to be had from sensibly chosen insurance. Although the principle of insurance has been around for a long time, new risks are always appearing and we can insure ourselves against the effects of these risks. These risks are mainly connected to changes in the climate and changes in civilisation. Amongst these is the growing dependency on electricity, a dependency which the inhabitants of Szczecin and Pomorze Zachodnie discovered first-hand just last week. Having experienced these difficult times, it is worth thinking about which of the effects of damage connected to electricity we can protect ourselves against with insurance.
How to protect your house or flat...
The home insurance packages Locum Apartament (if the agreement is for three years) and Locum Rezydencja, offered by Commercial Union, have unique features: they guarantee compensation in the event of damage to electrical appliances as a result of a surge in the electrical network. A higher than acceptable voltage can damage a television, home cinema system or computer. CU pays out compensation irrespective of the cause of the surge in electricity and not only when it is the result of a lightning discharge. Commercial Union home insurance also includes protection in the event of fire, theft, devastation and other acts of God. This insurance can cover both the owners and the tenants of the house or flat. Customers willingly insure their home for two or three years at a time, receiving significant discounts on their subscription fees. In May of this year Commercial Union is introducing a new insurance offer Moja Rezydencja, which also guarantees compensation for spoilt food as a result of a refrigerator breakdown or a power cut.
... and for companies
Commercial Union also has interesting offers for small and medium-sized businesses - the Partner przedsiębiorcy insurance package. This allows for practically any form of protection - from basic insurance of buildings, cars and supplies against fire and acts of God (lightning, floods, hurricanes, heavy snow and ice and torrential rain, among others) to the insurance of property against theft from breaking and entering, mugging and vandalism, to the insurance of your supplies against defrosting. The package can also include insurance for electrical appliances against all risks, including insurance for lost data, for example as a result of an act of God.
-ends-
Information:
Bohdan Białorucki
Telephone: (22) 557 43 41
E-mail: public_relations@cu.com.pl
Grzegorz Mathea
Telephone: (22) 557 43 70
E-mail: grzegorz_mathea@cu.com.pl
Notes to editors:
The Commercial Union Poland group is made up of six companies: a life insurance company, a property insurance company, a universal pensions company, an investment funds company, an asset management company and a distribution company. CU is a leader in the individual life insurance and pension funds market. The company has a wide range of insurance offers for individual customers and firms. Amongst these is the new motor insurance offer which is sold through the company's direct system (by telephone and internet). The CU group services over 3 million customers and manages assets with a value of over 55 billion zlotys.