Aviva, a major player in life insurance and long-term savings, asset management and non-life insurance, announces an overhaul of its insurance offering for professionals.
Aviva, a major player in life insurance and long-term savings, asset management and non-life insurance, announces an overhaul of its insurance offering for professionals. The objective: to cover all the needs of professionals, whether in their work (comprehensive professional insurance, etc.) or their personal lives (health, retirement, pensions, legal protection). This move significantly enhances Aviva's competitiveness in the French professional insurance market.
Four target groups, five "Pro Solutions"... and a comprehensive approach to the needs of professionals
Aviva has identified four target groups of professionals:
- Catering professionals
- Activities linked to home, leisure and garden
- Activities linked to mechanics and vehicle repairs
- Activities linked to couriers and deliveries
A tailored "Pro Solution" comprising a series of optional covers to supplement the comprehensive professional insurance cover (keyman, accident, overwork, access blockage, supplier neglect, frozen food insurance, etc) is proposed for each target activity.
The Jurimercure "Pro Solution" provides professionals with assistance and defence in the event of tax, labour tribunal, administrative or criminal proceedings.
Adapted motor and comprehensive household insurance
Aviva's motor insurance range has been enhanced with a "Pro Pack", which provides cover for professional equipment and transported goods.
The new comprehensive household insurance also includes a "Pro Pack", which will now take into account and facilitate acceptable professional activities performed in the home.
A new pension offer
A new offer allows professionals to increase their pension cover in the event of death, total and irreversible loss of independence, incapacity for work, permanent disability or hospitalisation.
This pension solution, adapted to professionals, incorporates four main, cumulative covers which can be modified according to the needs of the customer:
- Death benefit, which assures the designated beneficiary of receiving the capital subscribed (from €15,000 to €749,999);
- A life annuity, which provides the beneficiary with a regular income supplement;
- A spouse's pension, which entitles the surviving spouse to receive a quarterly income;
- An educational allowance, which provides an allowance for child beneficiaries until their 18th birthdays or their 26th birthdays if they remain in education.
This solution is offered within the framework of the Madelin Act.
Targeted pricing deals
Customers from any of the four professional activity target groups are offered a 10% reduction on their motor insurance.
Further reductions are offered to encourage multiple policies. Thus, if a customer simultaneously takes out comprehensive professional insurance and health insurance, a 10% reduction will be applied to the net premium of the comprehensive professional policy. And customers that already have comprehensive professional insurance will also be granted a 5% reduction on their health insurance.
A hands-on network
Proximity has always been a key value for Aviva, as is particularly reflected in its "good advice" approach. The Aviva general agents, who are professionals themselves, understand the needs of their customers, enabling them to provide tailored solutions that meet their every need.
-ends-
Press contacts:
Estelle Joubert
Telephone: +33 (0)1 7662 5786
E-mail: estelle_joubert@aviva.fr
Notes to editors:
About Aviva
Aviva is Europe's leading provider of life insurance and retirement savings products with strong positions in other markets around the world, particularly in the US. Aviva operates in three main areas: life insurance and long-term savings, asset management and non-life insurance. At 31 December 2006, Aviva recorded turnover of €61.9 billion and had €543 billion of assets under management, making the company the world's fifth-largest insurance group in terms of gross premiums. With more than 150 years' experience in France, Aviva is one of the top 10 players in the insurance market. Aviva France sets itself apart with a sound and profitable balanced multi-distribution model: 875 general agents, 1,800 branch staff, 400 life insurance advisers, 1,000+ brokers, as well as several partners (Union Financière de France and Médéric). Aviva France also has important partnerships with AFER, the largest savings association in France, and the Crédit du Nord Group. Specialising in unit-linked products, Aviva is recognised for the excellent performance of its long-term funds and solid commitment to its customers through its Good Advice approach. Aviva employs more than 3,200 staff. At 31 December 2006, Aviva France recorded consolidated sales of €6.4 billion, a consolidated operating profit of €689 million (based on the embedded value - EEV/IFRS standards) and managed assets worth €72.9 billion.