Australia: State manager appointed for NSW/ACT

Navigator today announced the appointment of Todd Kardash as state manager for NSW and ACT.

Prior to joining Aviva, Todd was with MLC and has also spent time with AXA as state manager in both WA and NSW.

Paul Northey, general manager distribution, says Todd has an excellent reputation and background in the financial services industry and is well known by financial advisers who have a relationship with Aviva and Navigator and the wider market in general.

According to Paul, Todd is a critical appointment following the recent promotion of Richard Bellis from the NSW state manager’s position to national manager business development.

"Given Todd’s background in the Sydney and NSW market, this appointment reflects our desire to grow our presence in this important market," said Paul.

With extensive experience in all areas of financial services, Todd has specialist knowledge in wealth creation and wealth protection.

According to Todd, the Sydney market is continually changing and he believes Aviva is perfectly positioned for growth given the enhancements to both the Navigator and Aviva protection ranges, as well as services such as n-able and n-link which are helping advisers to run their businesses.

"I am looking forward to working with Aviva and playing a fundamental role in the distribution strategy of the organisation. Aviva is continually looking for ways to develop their business and this is a great challenge for the whole team in Sydney," says Todd.

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For further information please contact:
Simon Morgan
Group General Manager Public Affairs
Phone: (03) 9829 8892
Mobile: 0407 966 632

Notes to editors:

• Aviva Australia is a group of two specialist financial services companies: Navigator and Norwich Union Life Australia Ltd. Portfolio Partners is the Australian funds management arm of Aviva plc. Through these companies we provide products and services in the areas of wealth creation and wealth protection for more than 300,000 customers throughout Australia.
• Globally, Aviva Australia is part of Aviva plc, the world’s fifth largest insurance group, the largest insurer in the UK and one of the top five life companies in Europe. Aviva was formed in May 2000 through the global merger of CGU plc and Norwich Union plc.
• Aviva is a leading provider of life and pensions products to Europe and has substantial businesses elsewhere around the world. Its main activities are long-term savings, fund management and general insurance. It has premium income and investment sales from continuing operations of A$74 billion, and more than A$592 billion of assets under management (as at 17January 2005). The group has more than 49,000 employees and 30 million customers worldwide.
• The information in this document reflects Navigator Australia Limited's ('Navigator’) understanding of existing legislation, proposed legislation, rulings etc as at the date of issue. In some cases the information has been provided to us by third parties. While it is believed the information is accurate and reliable, this is not guaranteed in any way. The information given in this document is of a general nature and has not taken into account the investment objectives, financial situation or particular needs of any particular person and it is not a substitute for professional advice. Applications to invest in a financial product issued by Navigator, or any of its related entities, must be made by completing the application form attached to the applicable Product Disclosure Statement ("PDS"). A PDS is available from Navigator or your financial adviser. Before making an investment decision on the basis of the information above, a prospective investor needs to consider, with or without the assistance of a professional adviser whether the information is appropriate in the light of their particular investment needs, objectives and financial circumstances. Aviva does not receive any remuneration in relation to the provision of information available from this press release which is of a general nature only.