Intergenerational unity in the UK is at risk, according to new report

Image of a young man and an old man standing next to eachother

Alistair McQueen, Head of Savings and Retirement at Aviva, has commented on a House of Lords report into tackling intergenerational unfairness.1

Alistair said: 

“Today’s House of Lords report sends a clear message: there is a spirit of intergenerational unity in the UK, but it is at risk. Without positive long-term action, an intergenerational storm may be on the horizon.

“This is an important and wide-ranging report. It deserves careful and thorough consideration, and we should avoid any rush to make judgement.

“We are pleased to see the focus given to the intergenerational challenges of a longer working life, alongside those of housing, education, community, taxation and government planning. The report is correct to state that yesterday’s simple three-phased approach to life – education, work and retirement – is coming to an end. We must all be prepared for the prospect of a more fluid and fuller working life.

The report makes more than 20 references to the potential of a “Mid-Life MOT”, to help workers from mid-life prepare for a longer working life. Aviva is leading the way in the adoption of a “Mid-Life MOT”. From 2019 Aviva’s MOT will help its own people consider their work, wealth and wellbeing from the age of 45.2

“Investing in a Mid-Life MOT is an investment in today’s mid-life workers, and in the generations that follow. The challenge of a longer working life is not going away. So, we must invest today to ensure that age is no barrier to opportunity tomorrow.”

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Media enquiries

Fiona Whytock

Retirement, Savings & Investments

Notes to editors:


  • Aviva provides life insurance, general insurance, health insurance and asset management to 33 million customers.
  • In the UK we are the leading insurer serving one in every four households and have strong businesses in selected markets in Europe, Asia and Canada. Our shares are listed on the London Stock Exchange and we are a member of the FTSE 100 index.  
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  • Aviva helps people save for the future and manage the risks of everyday life; in 2018 we paid £32.9 billion in claims and benefits on behalf of our 33 million customers.
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