Climate risk and environmental impacts

“There is no greater collective risk we face today than tackling climate change. If we do not take urgent action to limit global temperature increases to within 2°C the impacts upon the economy, society and our business will be nothing short of devastating. Aviva is determined to make its own contribution to tackling climate change. This is not at odds with business or investment. In fact, it is a business imperative.”

Mark Wilson
Group Chief Executive Officer 

We know that to be a good ancestor and create legacy, we must use our bright ideas to help tackle the effect of climate change, one of the biggest challenges of our time. It poses serious risks to our customers, and in turn our business, so we are working collaboratively to ensure we are doing what we can to minimise its impacts.

Taking a long-term approach

Against a background of the Paris Agreement and less than a year on from COP21, in 2016 we published an update on progress towards our five-year strategic response to climate change.  (PDF 1.5 MB) . This report received a special mention by Ségolène Royal in the 1st Edition of the International Awards on Investor Climate-related Disclosures.

We’re also reducing our own environmental operational environmental impact by improving energy efficiency. The collaboration of our people is key to achieving this success, and in Aviva France three new charity partnerships have helped our people minimise their environmental impact in the office, including in the areas of waste recycling and bee-keeping.

Having already reduced our CO2e emissions by 46% since 2010, this year we revised our ambitions, setting a higher target of a 50% reduction by 2020 and 70% by 2030. This should contribute to the target of a global temperature rise below 2 degrees Celsius this century, as agreed at the Paris Summit.

Impactful offsetting

We are proud to have been the first carbon neutral international insurer in 2006. We continue to offset any remaining carbon emissions and our offsetting projects have positively impacted the lives of more than 970,000 people globally since 2012, improving health and livelihoods through actions like provision of clean cook-stoves in Kenya.

Helping our customers

We offer our customer’s products and services that not only meet their needs, but also help to protect the environment. We have 16 propositions that include an environmental/reduced carbon offering. We also support local communities to take care of the environment through the Aviva Community Fund, with a number of the projects submitted focused on supporting this area.


We are acting now for tomorrow by reducing the environmental impact of our business through energy efficiency, clever use of technology and on-site renewable electricity generation.

Products and services

Through our products and services we aim to protect our customers against the impacts of climate change, minimise the environmental impact of our claims process and provide energy efficient replacements to help reduce customers' long-term energy costs.

Climate risk


We’re using our expertise to inspire action on climate change though our supply chains, our research, our work with policymakers and by providing tools to help reduce the impacts of climate change.