Remember, remember . . . your accidental damage cover - Privilege home insurance offers advice for the 5th November

Dan Simson, head of Privilege home insurance, says:

“Those planning on celebrating Bonfire Night at home this year should really take the time to observe a few safety precautions first. Personal safety and preventing potential damage to property should be at the forefront of householders’ minds on Bonfire Night, and remembering a few simple rules could help to significantly reduce the risk of accidents.”

“If a customer has a Bonfire Night party and damages their property as a result, for example if their property is hit by a stray firework, they are able to make a claim under their buildings insurance accidental damage cover. As part of this policy, the home structure including the roof, walls and doors as well as conservatories and garden sheds will be covered as standard.”

Liability

If a guest at a fireworks party is injured and the home-owner is found legally liable for the accident, the Privilege Home Contents Insurance policy provides personal liability cover as standard.

Privilege home insurance offers the following advice to householders to help keep them safe on Bonfire Night:

• Only buy fireworks marked BS 7114 or with a CE mark – this shows that the firework meets British or European safety standards which all fireworks should meet (a reputable shop will know this)
• Keep fireworks in a sealed box or tin
• Use them one at a time, replacing the lid immediately
• Never put fireworks in your pocket
• Read the instructions carefully, using a torch or hand lamp. Neveruse a naked flame
• Light fireworks at arms length using a taper or a firework lighter
• Stand well back and never return to a firework after it has been lit, it could explode in front of you
• Ensure that all children are well supervised when in the vicinity of fireworks
• Never throw fireworks
• Keep pets and animals indoors at all times
• Take care of sparklers; wear gloves to hold them and dispose of them in a bucket of water as soon as they are finished

For further information please contact:

Claire Foster 
PR Manager
Privilege Home Insurance
020 8285 8682
07900 217 264 
claire.foster@directlinegroup.co.uk

Privilege

Privilege Insurance specialises in car insurance for safe drivers (particularly those with four or more no-claims discount). It also offers home insurance and breakdown cover by phone or on-line.

Privilege general insurance policies are underwritten by U K Insurance Limited, Registered office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England No 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Privilege and U K Insurance Limited are both part of Direct Line Insurance Group plc.  

Customers can find out more about Privilege’s products or get a quote by calling 0845 246 0515 or visiting www.privilege.co.uk