Our presentations

Latest presentations

9 Nov 2022: Third quarter 2022 trading update – for nine months ended 30 September 2022

Watch our Group CEO, Amanda Blanc’s third quarter 2022 trading update video

Please enable your browser JavaScript to view the video

Transcript

Kofi Eschoe-Wilson

Hi, Amanda. Good morning. How are you doing today?

Amanda Blanc

I am good, Kofi. How are you?

Kofi Eschoe-Wilson

Yes, I'm good. Aside from the train discourse, I'm here. It's a bright morning so I'm raring to go.

Amanda Blanc

Well it's really fantastic to see you here. Normally I see you on a screen somewhere, so it's fantastic that you're in the office.

Kofi Eschoe-Wilson

Thank you for talking to me today about our third quarter trading. Have we made any good progress since our half year results?

Amanda Blanc

We have made good progress. Despite the fact that we've seen quite a lot of political and economic volatility, particularly here in the UK. Actually Aviva this morning has confirmed some brilliant results I think. What you see from this morning's results is a real benefit of our diversified business model.

So, we've got strong growth in a number of areas. And we're also reconfirming our dividend

and capital returns plans that we laid out in March and August. So all in all another strong

quarter for Aviva.

Kofi Eschoe-Wilson

Thank you, Amanda. At half year we talked a lot about our strategic priorities, how are we doing against them at quarter three?

Amanda Blanc

So we're making good progress against our four priorities.

So let's start with customer. Obviously customer is at the heart of everything that we do at Aviva and we've been thinking a lot about how we can help our customers during this difficult time. So we've launched some more affordable propositions from motor and home

and we're really pleased with that and we're seeing really good uptake

of those products. So that's clearly landing with customers which is really great news. I'm also incredibly proud of the partnerships that we've created with Citizens Advice and also the Money Advice trust which is £9 million of investment to help customers and businesses through what is obviously going to be an incredibly difficult time.

Our second priority is growth. And we've seen strong growth in Wealth, Retirement and Insurance. I'm particularly pleased about growth in some of the key areas for us. So net flows, particularly in our Workplace pensions business. We've seen strong growth in Health and Protection and also in our Commercial Lines business in Canada and in the UK.

We've also completed the acquisition of Succession Wealth and that really helps our growth

in the wealth business because it gives us really high-quality advice that our customers we believe need.

So our third priority area is obviously around efficiency and we are on track to deliver the £750 million gross of inflation efficiency targets that we put in place in March of this year by 2024. There has been good progress around cost reduction across all areas of the business and particularly Aviva Investors have made some excellent progress in the last quarter announcing a significant outsourcing deal.

So I think bearing in mind the difficult environment that we're in we've made great progress here.

And finally on sustainability. We've been awarded number one European financial institution for the new world Benchmarking Alliance Financial System Benchmark.

Obviously we've got a strong history in ESG but that is a real benchmark and a real opportunity for us to play an important part in this important topic, which is something

I'm incredibly proud of.

Kofi Eschoe-Wilson

Thanks, Amanda. And finally are you optimistic about 2023?

Amanda Blanc

I am optimistic because I think what you've seen in the last quarter is that our trading

has been very positive. The third quarter numbers are strong. We're under no illusions that the backdrop is clearly very difficult economically, but we are really confident in the outlook

for Aviva.

We believe that we can excel and deliver on the promises that we have laid out. Our position is strong. Our model is resilient. And we're delivering on the strategy.

Kofi Eschoe-Wilson

Any messages to colleagues as we come to the end of the year?

Amanda Blanc

I have. What I would say is look at what we've achieved so far this year. Really strong results despite everything else that is going on.

We've got great performance across all of our key areas: growth, customer, efficiency and sustainability. I would say to them keep going to the end of the year.

I know it's hard work, but look at what we have achieved so far, there's so much more that could be done.

And I would just also want to say obviously, thank you.

Kofi Eschoe-Wilson

Fantastic, thanks a lot for your time today.

Download our third quarter 2022 trading update announcement PDF (360 KB)

Download our third quarter 2022 trading update presentation PDF (3.3 MB)

Listen to a recording of our third quarter 2022 trading update for investors and analysts

Archive of past presentations

View past presentations by year.

2022

10 Aug 2022: Interim results – for six months ended 30 June 2022

Download our 2022 half year results announcement PDF (1.6 MB)

Download our 2022 half year results presentation PDF (5.8 MB)

Watch our 2022 half year results update for investors and analysts

29 Jun 2022: In focus: Annuities, Equity Release & Asset Origination

2022 In focus: Annuities, Equity Release & Asset Origination video

Download the presentation slides PDF (5.8 MB)

2 Mar 2022: Preliminary results for 12 months ended 31 December 2021

Watch our Group CEO, Amanda Blanc’s 2021 full year results video

Download Amanda Blanc's 2021 full year results video transcript (179 KB)

Download our 2021 full year results announcement PDF (736 KB)

Download our 2021 full year results presentation PDF (2.9 MB)

Watch our 2021 full year results update for investors and analysts

18 Jan 2022: In focus: UK General Insurance Commercial Lines

2022 In focus: UK General Insurance Commercial Lines presentation slides PDF (4.6 MB)

2022 In focus: UK General Insurance Commercial Lines event video

2021

23 Nov 2021: In focus: Health & Protection

2021 In focus: Health & Protection presentation slides PDF (4.2 MB)

2021 In focus: Health & Protection event video

12 Aug 2021: Interim results - for six months ended 30 June 2021.

Watch 2021 half year results Amanda Blanc video

Download Amanda Blanc's 2021 interim results video transcript PDF (179 KB)

Download our 2021 interim results announcement PDF (1.0 MB)

Download our 2021 interim results presentation PDF (4.3 MB)

Watch our interim results update for investors and analysts

6 July 2021: In focus: Canada

2021 In focus: Canada analyst and investor event PDF (3.7 MB)

2021 In focus: Canada analyst and investor event video

27 May 2021: First quarter trading update - for three months ended 31 March 2021

2021 Q1 results announcement PDF (111 KB)

2021 Q1 results audio webcast MP3 44 MB

4 Mar 2021: Preliminary results for 12 months ended 31 December 2020

2020 full year results announcement PDF (1.80 MB)

2020 full year results presentation PDF (9.0 MB)

2020 full year results video with Amanda Blanc

2020 full year results video with Amanda Blanc (transcript) PDF (125.9 KB)

2020 full year results update video for investors and analysts

2020

26 Nov 2020: Third quarter update - for nine months ended 30 September 2020

2020 Q3 update announcement video with Amanda Blanc

2020 Q3 update announcement video with Amanda Blanc (transcript) PDF (399 KB)

2020 Q3 update announcement PDF (1.67 MB)

2020 Q3 update presentation PDF (2.50 MB)

2020 Q3 update video

6 Aug 2020: Interim results for six months ended 30 June 2020

2020 half year results announcement PDF (1.5 MB)

2020 half year results presentation PDF (405 KB)

2020 half year results video with Amanda Blanc

2020 half year results video with Amanda Blanc (transcript) PDF (513 KB)

2020 half year results audio webcast MP3 (35 MB)

21 May 2020: Operating update - three months ended March 31 2020

2020 Q1 update announcement PDF (2.2 MB)

2020 Q1 update investment portfolio snapshot PDF (1.3 MB)

2020 Q1 update audio webcast MP3 (6.1MB)

5 Mar 2020: Preliminary results for 12 months ended 31 December 2019

2019 full year results video with Maurice Tulloch

2019 full year results video with Maurice Tulloch (transcript) PDF (72 KB)

2019 full year results announcement PDF (2.2 MB)

2019 full year results presentation PDF (3.5 MB)

2019 full year results video webcast

2019

20 Nov 2019: Capital Markets Day 2019

2019 Capital Markets Day video – update from Maurice Tulloch (CEO)

2019 Capital Markets Day video – update from Maurice Tulloch (CEO) – video transcript PDF (106 KB)

2019 Capital Markets Day announcement

2019 Capital Markets Day presentation PDF (6.06 MB)

2019 Capital Markets Day presentations video – Maurice Tulloch (CEO) and Jason Windsor (CFO)

2019 Capital Markets Day presentations video – Euan Munro (Investments, Savings and Retirement), Angela Darlington (UK Life), Colm Holmes (General Insurance), Patrick Dixneuf (Europe) and Nishit Majmudar (Asia)

8 Aug 2019: Interim results for six months ended 30 June 2019

2019 half year results announcement PDF (2 MB)

2019 half year results presentation PDF (2.2 MB)

2019 half year results video webcast

6 Jun 2019: Investor update

2019 investor update presentation PDF (2.2MB)

2019 investor update event video

2019 investor update announcement

7 Mar 2019: Preliminary results for 12 months ended 31 December 2018

2018 full year results announcement PDF (2MB)

2018 full year results video

2018 full year results presentation PDF (800 KB)

2018 full year results video webcast

2018

2 Aug 2018: Interim results for six months ended 30 June 2018

2018 half year results announcement PDF (2.3 MB)

2018 half year results video with Mark Wilson

2018 half year results presentation PDF (550 KB)

2018 half year results video webcast

8 Mar 2018: Preliminary results for 12 months ended 31 December 2017

2017 full year results announcement PDF (1.0 MB)

2017 full year results video with Mark Wilson

2017 full year results presentation PDF (1.1 MB)

2017 full year results video webcast

22 Jan 2018: Bulk purchase annuity (BPA) and private debt seminar

Jason Windsor, CFO UK Insurance, Tom Ground, MD Defined Benefit Solutions, and Mark Versey, CIO Investment Solutions, spoke at our BPA and private debt seminar at our offices in London.

2018 Bulk purchase annuity and private debt seminar presentation PDF (1.11 MB)