In the two months since the introduction of the upgraded version of the supplementary contract Your health by Commercial Union, over 10,000 clients have decided to take out the insurance.
In the two months since the introduction of the upgraded version of the supplementary contract Your health by Commercial Union, over 10,000 clients have decided to take out the insurance. Changes to the product include a broader scope of protection and liberalised benefit payment principles at unchanged premium levels. Your health is currently among the best hospital cash benefit insurance contracts in the Polish market.
Your health is a supplementary hospital cash benefit insurance, added on to the individual life insurance policies Plus and Perspective. Clients can either add this option to existing insurance, or take it out when signing a new insurance contract. "The signature of over 10,000 Your health contracts in the first two months is a success that has surpassed all our expectations. Hospital claims insurance is quite a complicated product, which needs to be sold with special care. We have given our insurance agents the necessary support, including training and educational materials for clients," says Anita Bogusz, member of management board, CU Poland Life.
The key element of Your health is that the insured receives a cash payout at a level determined in advance. There is only one condition: he or she must have been hospitalised, and the hospital treatment must have included a medical procedure specified in the insurance terms as relating to the illness or injury in question. At the present time, the insurance covers some 1,850 events associated with various methods of treatment of approximately 640 illnesses or injuries. It also covers what are known as same-day procedures, avoided by other insurers. The payout levels specified in the insurance terms vary depending on the insurance option selected by the insured. For instance, in the case of bronchitis treated conservatively in hospital, the insured receives, depending on the selected insurance option, 1,320, 2,640 or 4,000 Polish zlotys. If the insured has undergone surgery for cancer of the larynx, he or she will receive, depending on the selected option, 4,569, 9,136 or 13,842 zlotys.
"Hospitalisation is usually associated with expenses which are often substantial. Our health insurance enables our clients to receive a payout quickly, to compensate for this expense. They need do no more than provide the appropriate medical documentation. Our sales results confirm that there is demand for this type of insurance," emphasises Anita Bogusz.
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Information:
Bohdan Bialorucki
Telephone: +48 22 557 43 41
E-mail: bohdan_bialorucki@cu.com.pl
For further information, see www.cu.pl
Notes to editors:
Commercial Union Poland group is part of the international Aviva group, the world’s fifth largest insurance organisation and the largest in the United Kingdom by revenue. Aviva group operates in 25 countries. It occupies a strong position in the European Union, including the United Kingdom, Ireland, France, the Netherlands, Spain, Italy and Poland. It also has a large presence in the USA, Canada, Australia and Asia. Worldwide, Aviva group serves approximately 35 million clients and manages assets valued at over Ł330 billion. Additional information: www.aviva.com