At the beginning of January 2006, Aviva is launching Aviva Lisséo: a new product offering gradual investment, thanks to scheduled monthly switches, in stock market based funds: units of account.
At the beginning of January 2006, Aviva is launching Aviva Lisséo: a new product offering gradual investment, thanks to scheduled monthly switches, in stock market based funds: units of account. This represents an opportunity for clients of the insurer to invest in the stock market with total peace of mind by “evening out” fluctuations in the financial markets, upwards and downwards, over time. With a rate of 4.30%** guaranteed until 1 January 2007, Lisséo will be offered by all distribution networks from 2 January to 28 February 2006***.
A simple, safe principle
With Lisséo the unit-linked investment takes place gradually. Initially 100% of the payment is invested in funds with a guaranteed rate of return. Each month, thanks to scheduled monthly switches, the client can shift to the Aviva Gestion d’Actifs UCITS of his choice (up to three funds).
The main advantage of this system is that variations in the financial markets can be “evened out” over time, thereby avoiding investing at the worst possible moment.
Flexibility is also a feature of Lisséo since the client may change the fund in which he invests to any on the list of funds eligible for the scheme at any time free of charge.
On 1 January 2007, sums still invested in Victoire Lisséo will automatically be switched, free of charge, to the Victoire Profil Equilibre fund.
Therefore, Lisséo is suitable for anyone wishing to invest in the stock market in equity-dominated funds and achieve a greater performance than for a safe investment, by accepting a certain degree of risk.
This means that the expertise of Aviva vie’s staff plays a more crucial role than ever in advising clients on the choice of funds based on their objectives and profile.
Listening, analysis and guidance are therefore the keywords for ensuring that Lisséo becomes a flagship product in the market in the first quarter of 2006.
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(*) This offer only applies to new members joining and repayments made between 2 January 2006 and 28 February 2006 solely for life insurance policies carrying this offer and according to the conditions specific to this offer.
(**) Before deduction of tax and social security contributions. Rate applying to net sums invested in the Horizon January 2007 fund and the Horizon Lisséo January 2007 fund. This net annual rate of 4.30% is guaranteed from 2 January 2006 to 1 January 2007 pro rata to the period of investment in this fund and at the latest until 1 January 2007 and is calculated on the basis of management expenses of 0.95% per annum and a minimum cost of a death benefits cover (additional cover in case of death) of 0.05% per annum. On 1 January 2007, sums still invested in Horizon Lisséo January 2007 will automatically be switched free of charge in accordance with the distribution laid down for the scheduled monthly switch carried out on 1 January 2007 and the sums still invested in Horizon January 2007 will automatically be switched free of charge to the Victoire Harmonie fund.
(***) Aviva reserves the right to close the subscription period at any time before 28 February 2006.
Press contact:
David Chenu
Tel: 01 76 62 67 92
david_chenu@aviva.fr