Taking climate action

Aviva has an ambition to be a Net Zero company by 2040.

Transition Plan 2025

Our climate ambitions

We have been carbon neutral within our operations since 2006. Now, we’re aiming to become a Net Zero organisation. We’re focused on decarbonising our business, insuring and investing in energy transition, and supporting climate adaptation while protecting and restoring nature.

Our aims:

  • Net Zero company by 2040
  • 60% reduction in the Scope 1 and Scope 2 economic carbon intensity of equity, corporate bonds and loans, infrastructure, and real estate assets held in shareholder, with-profits, and policyholder funds (where we have decision-making control and data) by year-end 2029 from a 2019 baseline 1
  • 90% reduction in Scope 1 and 2 greenhouse gas (GHG) emissions by year-end 2030 (from a 2019 baseline)
Additional ambitions and more information on the scope of each, including those achieved by year-end 2025 are contained in our sustainability reporting. See our sustainability resources and reporting hub

Find out more about how we are working to achieve our Net Zero by 2040 ambition. Read our Transition Plan.

Our progress

Watch this video to find out how we’re taking climate action. This video contains data and statements accurate as at 31 December 2025 - excluding Direct Line businesses.

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Transcript  for video Taking Climate Action

Creating a more sustainable world takes climate action.

At Aviva, we are focused on decarbonising our business, insuring and investing in the energy transition, protecting and restoring nature, and supporting climate adaptation. We have an ambition to become a Net Zero company by 2040.

We have made progress in decarbonising our business. We have reduced the carbon emissions from our operations (Scope 1 and 2) by 56% since 2019. And used 100% electricity from renewable sources across all operations.

Our suppliers are joining us on our journey – 73% of our suppliers (by spend) had set validated science-based targets by the end of 2025. Since 2019 we have reduced the Scope 1 and 2 emissions intensity for a portion of our investments by 59%.

We’re insuring and investing in energy transition. By the end of 2025, Aviva had invested approximately £10.5 billion in green assets. Aviva provides insurance for around one in eight privately registered electric vehicles on UK roads as at the end of the year 2025. Aviva also provides commercial insurance for onshore wind, offshore wind, solar, green hydrogen, EV charging points and battery storage.

We are also supporting climate adaptation and protecting and restoring nature. We have made commercial investments in companies and projects focused on delivering positive impacts for nature. We’re also improving the state of nature across the UK, Ireland, and Canada with leading conservation partners. We are helping to restore Britain’s lost temperate rainforests through a £38 million partnership with The Wildlife Trusts. We are reviving saltmarsh habitats through a £21 million partnership with the Wildfowl and Wetlands Trust. We are supporting the creation of new woodlands and restoring peatlands through a £10 million partnership with the Woodland Trust. We are restoring habitats in Canada with the Nature Conservancy of Canada and Wild + Pine. And we’re supporting wider habitat recovery across Ireland with the Nature Trust. We are also chairing the UK FloodAction Coalition, which is uniting insurers, landowners, and investors to scale Natural Flood Management as investable infrastructure and build a £1 billion climate resilience market by 2028.

Helping our customers and communities get ready, not just for the environmental challenges we face but the opportunities we can grasp.

It’s our products and services, our engagement and influence.

Its rolling up our sleeves and working together to protect and preserve the places we love.

It takes all of us.

It takes Aviva.

Find out more in our 2025 Transition Plan and 2025 Climate Related Financial Disclosure at aviva.com/sustainability/resources-and-reporting-hub/

2025 highlights

accurate as at 31 December 2025 excluding Direct Line businesses 

59%

reduction in the Scope 1 and Scope 2 economic carbon intensity of equity, bonds and loans, corporate infrastructure and real estate assets held in shareholder, with-profits and policyholder funds (where we have decision-making control and data) since 20191

56%

reduction in Scope 1 and 2 greenhouse gas (GHG) emissions2  since 2019

73%

of suppliers by spend setting validated science-based targets or equivalent

100%

electricity from renewable sources maintained at year-end 2025

Transition Plan

We published our first Climate Transition Plan in March 2022. It outlined our pathway to Net Zero 2040 and provided information on our climate ambitions and how we could address climate risks and opportunities.

We used the UK’s Transition Plan Taskforce framework to inform the development of our 2025 transition plan. We published the latest version of our Transition Plan which considered the latest view of methodology and data quality in February 2025. Quantifying the impact of climate change is an emerging practice. We made several methodology improvements in our 2025 update and will continue to enhance our capabilities in line with industry developments and standards.

While we are working towards our sustainability ambition, we acknowledge that when it comes to decarbonising the economy in which we operate and invest, Aviva is one part of a far larger global ecosystem. There are limits to our ability to influence other organisations and governments. Nevertheless, we remain focused on the task and are committed to playing our part in the collective effort to enable the global transition.

Climate change and nature loss represent the most severe risks facing our planet today. As a major investor and insurer, we can help to enable the transition to a low-carbon and nature positive future.

Leah Ramoutar, Director of Environmental Sustainability

Image of Leah Ramoutar, Director of Environmental Sustainability

Climate strategy in action

Changing our world for the better takes action. See how we are implementing our sustainability strategy. Click through the sections below to explore how we're helping to create a better tomorrow, today.

1. In scope are Scope 1 and 2 economic carbon intensity (ECI) for in-scope equity, corporate bonds and loans, infrastructure, and real estate assets held in shareholder, with-profit and policyholder funds where we have decision-making control and data across UK, Ireland, Canada, and India. Aviva is deemed to have investment decision-making control when they are responsible for defining the investment mandate – setting the investment objective, guidelines and risk appetites; choice of benchmark to meet customer and shareholder outcomes; and manager selection. This does not include external fund links made available on platforms, consultant instructed scheme blends, or external client mandates. For more details please see www.aviva.com/sustainability/resources-and-reporting-hub/

2. Percentage reduction in Scope 1 and Scope 2 Aviva operational CO2e emissions against 2019 baseline