Notes to the consolidated financial statements
- 1 Exchange rates
- 2 Presentation changes
- 3 Subsidiaries
- 4 Segmental information
- 5 Details of income
- 6 Details of expenses
- 7 Finance costs
- 8 Long-term business economic volatility
- 9 Longer term investment return and economic assumption changes for non-long-term business
- 10 Employee information
- 11 Directors
- 12 Auditors’ remuneration
- 13 Tax
- 14 Earnings per share
- 15 Dividends and appropriations
- 16 Goodwill
- 17 Acquired value of in-force business (AVIF) and intangible assets
- 18 Interests in, and loans to, joint ventures
- 19 Interests in, and loans to, associates
- 20 Property and equipment
- 21 Investment property
- 22 Loans
- 23 Securitised mortgages and related assets
- 24 Financial investments
- 25 Receivables and other financial assets
- 26 Deferred acquisition costs and other assets
- 27 Assets held to cover linked liabilities
- 28 Ordinary share capital
- 29 Equity compensation plans
- 30 Shares held by employee trusts
- 31 Preference share capital
- 32 Direct capital instrument
- 33 Merger reserve
- 34 Other reserves
- 35 Retained earnings
- 36 Minority interests
- 37 Contract liabilities and associated reinsurance
- 38 Insurance liabilities
- 39 Liability for investment contracts
- 40 Financial guarantees and options
- 41 Reinsurance assets
- 42 Effect of changes in assumptions and estimates during the year
- 43 Unallocated divisible surplus
- 44 Tax assets and liabilities
- 45 Provisions
- 46 Pension obligations
- 47 Borrowings
- 48 Payables and other financial liabilities
- 49 Other liabilities
- 50 Contingent liabilities and other risk factors
- 51 Commitments
- 52 Cash flow statement
- 53 Group capital structure
- 54 Capital statement
- 55 Risk management
- 56 Derivative financial instruments
- 57 Assets under management
- 58 Related party transactions