UK: Norwich Union reminds small businesses of the risks over Christmas
21 December, 2006
Small businesses need to re-focus their risk management during the festive period, says Norwich Union.Jason Harris, senior property claims manager at Norwich Union,
said: “Because of the exceptionally busy period, some of the
day-to-day tasks for businesses become less important. But by
remembering certain points, the season’s risks can be reduced
significantly.
“As traders are likely to have more stock at Christmas than
other times of the year, ensure that sums insured are adequate and
check that the policy provides any increased seasonal cover.
“Ensure that premises are secure and safe when closed, and
sufficient measures are in place to avoid shoplifting. Thieves are
aware that small businesses tend to have a higher stock load during
the festive period.
“To prevent the risk of a fire, ensure that decorations, such
as electrical fairy lighting in offices or shops, are tested and
kept away from flammable materials. Use extension leads that are
new and have a cut - out device.
“With the use of external decorations like Christmas trees,
ensure that they are securely fixed and do not present a hazard to
the public which may result in damage or injury. Make sure to check
fuses on all electrical items.
“Finally, if the business is closed during the festive
period, ensure that it is safe and secure and that any electrical
decoration is switched off.”
-ends-
For further information, please contact:
Sally Leeman at
Norwich Union on 01603 684225/ 07800 699670 or Jo Brearley 0161 919
8014, Jon Clements 0161 919 8022, Sam Bramwell 0161 919 8024.
Notes to editors:
- Norwich Union is the UK’s largest general insurer with a market share of around 15%, with a focus on insurance for individuals and small businesses.
- It is a leading provider of life, pensions and investment products and one of the largest financial adviser (FA) providers. FAs provide over 70% of the company's long-term savings business in the UK.
- Norwich Union’s news releases and a selection of images are available from Aviva's internet press centre at www.aviva.com/media.
