Board of directors

Mary Francis CBE (57)

Independent non-executive director

Appointed to the board in October 2005. Currently a non-executive director of Centrica plc (utilities), St Modwen Properties plc (property development), a director of the Bank of England and Fund Distribution Limited. A member of the advisory board of the National Consumer Council and Governor of the Pensions Policy Institute. A former Director General of the Association of British Insurers and senior civil servant.

Member of the remuneration and governance and regulatory committees.