10. Integration and restructuring costs

10 – Integration and restructuring costs

Integration and restructuring costs for 2009 were £286 million (2008: £326 million). This includes £210 million (2008: £287 million) relating to the previously announced cost savings initiatives in the UK life and general insurance businesses and Europe, which have delivered £510 million annualised cost savings to date (2008: £340 million). Costs of our European “Quantum Leap” programme of £47 million are included in 2009. The 2008 total also included £39 million of other integration costs.