A18 Analysis of general insurance and health
A18 – Analysis of general insurance and health
(i) United Kingdom (excluding group insurance and agencies run-off)
| Net written premiums | Underwriting results | Combined operating ratio | ||||||
|---|---|---|---|---|---|---|---|---|
| 2009 £m |
2008 £m |
2009 £m |
2008 £m |
2009 % |
2008 % |
|||
| Personal | ||||||||
| Motor | 1,040 | 1,329 | 1 | (37) | 100% | 103% | ||
| Homeowner | 942 | 1,188 | 21 | (57) | 99% | 104% | ||
| Other | 370 | 602 | (22) | 4 | 105% | 103% | ||
| 2,352 | 3,119 | — | (90) | 100% | 103% | |||
| Commercial | ||||||||
| Motor | 484 | 577 | 17 | 28 | 97% | 95% | ||
| Property | 616 | 774 | (16) | (6) | 100% | 100% | ||
| Other | 414 | 511 | 23 | 92 | 95% | 85% | ||
| 1,514 | 1,862 | 24 | 114 | 98% | 94% | |||
| Total | 3,866 | 4,981 | 24 | 24 | 99% | 99% | ||
(ii) France
| Net written premiums | Underwriting results | Combined operating ratio | |||||||
|---|---|---|---|---|---|---|---|---|---|
| 2009 £m |
2008 £m |
2009 £m |
2008 £m |
2009 % |
2008 % |
||||
| Motor | 322 | 290 | (25) | — | 107% | 100% | |||
| Property and other | 407 | 388 | 40 | 28 | 90% | 93% | |||
| Total | 729 | 678 | 15 | 28 | 98% | 96% | |||
(iii) Ireland
| Net written premiums | Underwriting results | Combined operating ratio | |||||||
|---|---|---|---|---|---|---|---|---|---|
| 2009 £m |
2008 £m |
2009 £m |
2008 £m |
2009 % |
2008 % |
||||
| Motor | 208 | 243 | 19 | 9 | 92% | 99% | |||
| Property and other | 214 | 251 | (30) | (12) | 113% | 107% | |||
| Total | 422 | 494 | (11) | (3) | 103% | 103% | |||
(iv) Netherlands
| Net written premiums | Underwriting results | Combined operating ratio | |||||||
|---|---|---|---|---|---|---|---|---|---|
| 2009 £m |
2008 £m |
2009 £m |
2008 £m |
2009 |
2008 |
||||
| Motor | 389 | 323 | 9 | 8 | 98% | 98% | |||
| Property | 324 | 343 | (28) | (2) | 109% | 98% | |||
| Liability | 87 | 78 | 18 | 14 | 81% | 81% | |||
| Other | 363 | 284 | 39 | 34 | 91% | 87% | |||
| Total | 1,163 | 1,028 | 38 | 54 | 97% | 94% | |||
(v) Canada
| Net written premiums | Underwriting results | Combined operating ratio | ||||||
|---|---|---|---|---|---|---|---|---|
| 2009 £m |
2008 £m |
2009 £m |
2008 £m |
2009 |
2008 |
|||
| Motor | 978 | 880 | 30 | 47 | 97% | 95% | ||
| Property | 595 | 512 | (61) | (50) | 111% | 110% | ||
| Liability | 190 | 166 | 17 | 15 | 91% | 90% | ||
| Other | 37 | 43 | 10 | 9 | 71% | 73% | ||
| Total | 1,800 | 1,601 | (4) | 21 | 100% | 99% | ||
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