Results Online
Results announcement
Operating and financial review
- Group operating profit before tax
- Long-term savings
- Life EEV operating return
- Bancassurance margins – before required capital, tax and minority interests
- New business contribution – after deducting required capital, tax and minority interest
- Long-term business operating profit on an International Financial Reporting Standard (IFRS) basis
- Fund management operating profit
- General insurance and health operating profit
- Other operations and regional costs
- Corporate centre
- Group debt costs and other interest
- Profit on ordinary activities before tax
- Taxation
- Earnings per share
- Dividends
- Pension fund deficit
- Return on equity shareholders' funds
- Capital
- Glossary
European Embedded Value (EEV) basis
- Summarised consolidated income statement – EEV basis
- Earnings per share – EEV basis
- Consolidated statement of recognised income and expense – EEV basis
- Reconciliation of movements in consolidated shareholders’ equity – EEV basis
- Summarised consolidated balance sheet – EEV basis
- Segmentation of summarised consolidated balance sheet – EEV basis
- 1. Basis of preparation – EEV basis
- 2. Components of life EEV return
- 3. New business contribution
- 4. Geographical analysis of the components of life EEV operating return
- 5. Analysis of movement in life and related businesses embedded value
- 6. Segmental analysis of life and related businesses embedded value
- 7. Time value of options and guarantees
- 8. Analysis of service companies and fund management businesses within embedded value
- 9. Geographical analysis of fund management operating profit
- 10. Analysis of other operations and regional costs
- 11. Summary of minority interest in life and related businesses' EEV results
- 12. Principal economic assumptions
- 13. Sensitivity analysis
IFRS basis
- Summarised consolidated income statement – IFRS basis
- Pro forma reconciliation of Group operating profit to profit before tax – IFRS basis
- Consolidated statement of recognised income and expense – IFRS basis
- Reconciliation of movements in consolidated shareholders’ equity – IFRS basis
- Summarised consolidated balance sheet – IFRS basis
- Summarised consolidated cash flow statement – IFRS basis
- 1. Basis of preparation – IFRS basis
- 2. Exchange rates
- 3. Acquisitions
- 4. Profit on the disposal of subsidiaries and associates
- 5. Integration and restructuring costs
- 6. Operations classified as held for sale
- 7. Geographical analysis of long-term business IFRS operating profit
- 8. Geographical analysis of fund management operating profit
- 9. Geographical analysis of general insurance and health
- 10. Analysis of other operations’ operating profit
- 11. Corporate centre
- 12. Group debt costs and other interest
- 13. Tax
- 14. Earnings per share
- 15. Dividends and appropriations
- 16. Segmental information
- 17. Pension schemes
- 18. Special bonus declared by UK Life business
Appendices
- Appendix A1: Group capital structure
- Appendix A2: FRS 27 disclosures
- Appendix B: Additional disclosures
- Appendix C: Additional disclosures
- Appendix D: Analysis of Asset disclosure
- Shareholder information