Worldwide long-term savings new business - 9 months to 30 September 2007
Results announcement
Operating and financial review
- Group operating profit before tax
- Long-term savings
- Life EEV operating return
- Bancassurance margins - before required capital, tax and minority interests
- New business contribution - after deducting required capital, tax and minority interest
- Long-term business operating profit on an International Financial Reporting Standard (IFRS) basis
- Fund management operating profit
- General insurance and health operating profit
- Other operations
- Corporate centre
- Group debt costs and other interest
- Profit on ordinary activities before tax
- Dividends
- Pension fund deficit
- Group capital structure
- Life new business sales
- Overview
- Present value of new business premiums
- Analysis of sales via principle bancassurance channels
- Detailed worldwide life and pension new business analysis
- Detailed worldwide investment sales analysis
- Analysis of UK long-term savings by distribution channel
- Analysis of France long-term savings by fund
- Glossary
European Embedded Value (EEV) basis
- Summarised consolidated income statement – EEV basis
- Earnings per share – EEV basis
- Consolidated statement of recognised income and expense – EEV basis
- Reconciliation of movements in consolidated shareholders’ equity – EEV basis
- Summarised consolidated balance sheet – EEV basis
- Segmentation of summarised consolidated balance sheet – EEV basis
- 1. Basis of preparation and EEV methodology
- 2. Components of life EEV return
- 3. New business contribution
- 4. Geographical analysis of the components of life EEV operating return
- 5. Analysis of movement in life and related businesses embedded value
- 6. Segmental analysis of life and related businesses embedded value
- 7. Time value of options and guarantees
- 8. Analysis of service companies and fund management businesses within embedded value
- 9. Geographical analysis of fund management operating profit
- 10. Analysis of other operations' operating result
- 11. Summary of minority interest in life and related businesses’ EEV results
- 12. Principal economic assumptions
- 13. Sensitivity analysis
IFRS basis
- Summarised consolidated income statement – IFRS basis
- Pro forma reconciliation of Group operating profit to profit before tax – IFRS basis
- Consolidated statement of recognised income and expense – IFRS basis
- Reconciliation of movements in consolidated shareholders’ equity – IFRS basis
- Summarised consolidated balance sheet – IFRS basis
- Summarised consolidated cash flow statement – IFRS basis
- 1. Basis of preparation – IFRS
- 2. Exchange rates
- 3. Acquisitions
- 4. (Loss)/profit on the disposal of subsidiaries and associates
- 5. Integration and restructuring costs
- 6. Operations classified as held for sale
- 7. Geographical analysis of long-term business IFRS operating profit
- 8. Geographical analysis of fund management operating profit
- 9. Geographical analysis of general insurance and health
- 10. Analysis of other operations’ operating profit
- 11. Corporate Centre
- 12. Group debt costs and other interest
- 13. Tax
- 14. Earnings per share
- 15. Dividends and appropriations
- 16. Segmental information
- 17. Pension schemes
