Preliminary results - 12 months ended 31 December 2005
Experience variances
Experience variances include the impact of the difference between expense, demographic and persistency assumptions, and actual experience incurred in the year. Also included are variances arising from tax, where such variances are due to management action.
| 2005 £m |
2004 £m |
|
|---|---|---|
| United Kingdom | (93) | (81) |
| France | 32 | 22 |
| Netherlands (including Belgium and Luxembourg) | (8) | 12 |
| Rest of Europe | 21 | 23 |
| International | 9 | 9 |
| (39) | (15) |
