Segmentation of summarised consolidated balance sheet - EEV basis

As at 30 June 2005

  Life and
related
businesses
30 June
2005
£m
General
business
and other
30 June
2005
£m
Group
30 June
2005
£m
Restated*
Life and related
businesses
30 June
2004
£m
Restated*
General
business
and other
30 June
2004
£m
Restated*
Group
30 June
2004
£m
Group
31 December 2004
£m
Total assets before acquired additional value of in-force long-term business 211,209 36,760 247,969 184,337 30,336 214,673 238,939
Acquired additional value of in-force long- term business 326 - 326 376 - 376 364
Total assets included in the statutory IFRS balance sheet 211,535 36,760 248,295 184,713 30,336 215,049 239,303
Liabilities of the long-term business (203,113) - (203,113) (177,002) - (177,002) (198,483)
Liabilities of the general insurance and other businesses - (35,411) (35,411) - (31,331) (31,331) (31,827)
Net assets on a statutory IFRS basis 8,422 1,349 9,771 7,711 (995) 6,716 8,993
Pension scheme funding adjustment1 93 - 93 69 - 69 69
Additional value of in-force long-term business2 5,242 - 5,242 4,493 - 4,493 4,949
Net assets on an EEV basis3 13,757 1,349 15,106 12,273 (995) 11,278 14,011
               
Equity capital, capital reserves, shares held by employee trusts and other reserves     5,514     4,642 5,184
IFRS basis retained earnings     2,079     1,107 1,709
Additional EEV basis retained profit     5,040     4,342 4,768
Equity attributable to shareholders of Aviva plc on an EEV basis     12,633     10,091 11,661
Preference share capital and direct capital instrument     1,190     200 1,190
Minority interests     1,283     987 1,160
EEV basis total equity     15,106     11,278 14,011
* Restated for the effect of implementing European Embedded Value principles
1 The difference in pension scheme funding arises on the embedded value balance sheet as the element of the pension scheme deficit which relates to UK Life and other related businesses is now incorporated within shareholders’ funds at an amount equivalent to the post-tax contributions discounted using the UK Life business risk discount rate.
2 The analysis between the Group’s and the minority interest’s share of the additional value of in-force long-term business is as follows:
  30 June
2005
£m
31 December
2004
£m
Movement in
the period
£m
       
Group’s share included in shareholders funds 5,040 4,768 272
Minority interest share 295 250 45
Difference in pension scheme funding (93) (69) (24)
Balance at 30 June / 31 December 5,242 4,949 293
3 Analysis of net assets on an EEV basis is made up as follows:
  30 June
2005
£m
Restated*
30 June
2004
£m
31 December
2004
£m
Long-term business net assets on an EEV basis 13,757 12,273 13,826
Comprises:      
Embedded value 12,989 11,473 13,014
RBSG goodwill 217 217 217
Goodwill allocated to long-term business 551 583 595
Long-term business net assets on an EEV basis 13,757 12,273 13,826
* Restated for the effect of implementing European Embedded Value principles


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