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2014 full year results

  • Holding company excess cash flow up 65%
  • Operating earnings per share1 up 10%
  • Value of new business up 15%2 to a record £1,009 million
  • Operating expense savings of £571 million vs £400 million target
  • FY14 combined operating ratio at 95.7% - best in 8 years
  • Final dividend up 30% to 12.25p



A final dividend of 12.25p will be recommended to ordinary shareholders at the 2015 AGM. If approved, this will be payable on 15 May 2015 to ordinary shareholders on the Register of Members on 9 April 2015.

Our heritage

Image of heritage timeline

Discover some of the facts and stories from our 300-year history.

Corporate responsibility

CR report

By acting responsibly for the long term we ensure that we will deliver on our commitments our customers.

1. On a continuing basis, excluding US Life.
2. On a constant currency basis.

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